Last updated: January 2024

Agreement to Terms

By accessing and using the crux-mate website (crux-mate.com) and our services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site or our services.

Use of Website

You may use our website for lawful purposes only. You agree not to:

Programme Bookings

Booking Process

When you submit a booking request through our website, you are expressing interest in enrolling in one of our programmes. A booking is not confirmed until you receive written confirmation from us and, where applicable, payment has been processed.

Pricing

All prices displayed on our website are in British Pounds (GBP) and are correct at the time of publication. We reserve the right to change prices at any time, but changes will not affect bookings that have already been confirmed.

Payment

Payment terms will be communicated when your booking is confirmed. Full payment is typically required before the programme start date unless alternative arrangements have been agreed in writing.

Cancellations and Refunds

Our cancellation policy is as follows:

If we need to cancel a programme, you will receive a full refund or the option to transfer to an alternative date.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of crux-mate or its content suppliers and is protected by United Kingdom and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

Educational Materials

Materials provided during our programmes are for personal educational use only. You may not copy, distribute, or use these materials for commercial purposes. Parents and guardians are granted a limited licence to use take-home materials with their enrolled child only.

Limitation of Liability

To the fullest extent permitted by law, crux-mate shall not be liable for:

Our total liability for any claims arising from your use of our services shall not exceed the amount you paid for those services.

Disclaimer

Our programmes provide financial education for informational purposes. We are not financial advisors, and our content does not constitute financial advice. You should consult a qualified financial advisor for personal financial decisions. We make no guarantees about the outcomes of applying concepts learned in our programmes.

Safeguarding

We are committed to safeguarding children and young people in our programmes. All our staff undergo DBS (Disclosure and Barring Service) checks. Parents and guardians must provide emergency contact information and any relevant medical or accessibility information before programme participation.

Photography and Recording

We may occasionally take photographs during programmes for use in our marketing materials. We will seek specific consent before using any images featuring identifiable participants. You may opt out of photography at any time by notifying our staff.

External Links

Our website may contain links to third-party websites. We have no control over the content of these sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes your acceptance of the modified terms.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

For questions about these Terms of Use, please contact us:

crux-mate
14 Cathedral Road
Pontcanna, Cardiff CF11 9LJ
United Kingdom
Email: [email protected]